Voluntary Insurance

We know Voluntary, let us show you

Adding voluntary insurance products to a benefits program can be a powerful recruiting and retention tool for employers. These plans can be 100% employee-paid, helping provide financial protection beyond a core set of benefits.

EPIC Specialty Benefits voluntary insurance products offer more choices and coverage options at no direct cost to employers.

View our complete Voluntary Insurance brochure

Ride the Waive program

EPIC will waive Voluntary participation requirements when 80% of your client’s eligible employees receive the designated education method and make a coverage election.

  • Applies to all EPIC Voluntary products.
  • For groups of more than 25 employees – new and existing.
  • Agent, Employer and EPIC must agree to a marketing/enrollment plan, including an education program for employees, that results in 80% election (accept or decline).
  • EPIC will provide a flexible enrollment process, customized for each employer.

Voluntary Vision

Vision benefits are not just about eyewear, they are about providing vision wellness to employees – a critical component of overall health. In the workplace, healthy vision is an important issue as it is linked to enhanced job performance, job satisfaction, and quality of life.

We offer a wide range of plans and over 35,000 Davis Vision network providers.

Voluntary Dental

Our dental plans are designed to be flexible, including the ability to select coinsurance and annual deductible amounts. We offer many plan designs to fit your needs.

Voluntary Term Life

Adding voluntary life insurance is a simple way to provide employees with the added protection they want and need, without increasing the cost of benefits.

Accidental Death and Dismemberment (AD&D) is available to add. This coverage provides a lump sum payment in the event of specific injuries or accidental death.

Dependent Term Life is also available to add. This coverage provides an easy and affordable way for your employees to extend coverage to their spouse and dependent children.

Voluntary Short-term Disability

Traditional short-term disability can take weeks to receive the initial payment. EPIC’s Rapid Pay Income ReplacementSM (Short-term Disability) coverage provides advance payments to a disabled employee while the claim is being processed – decision is made in 2 days!

Voluntary Long-term Disability

Help protect your employees’ income should a long-term illness or injury occur that affects their ability to work. When employees become disabled, many assume Social Security or Workers’ Compensation will cover them; however, this is not always the case.

Employee Assistance Program (EAP) is included and provides personalized behavioral health, financial, and legal consultation from qualified professionals. Unlimited telephone access to a behavioral health clinic is included, along with five face-to-face sessions with a financial planner or legal advisor.

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