When most people hear the word “cholesterol”, they automatically assume the worst. Everyone has both good (HDL) and bad (LDL) cholesterol, so this is not necessarily true. However, people who have an HDL reading lower than 40 mg/dL or an HDL reading greater than 160 mg/dL have a higher risk of having a heart attack or stroke

Productivity is the lifeblood of every office environment and being a part of a team is a great feeling. An uncomfortable work environment can drive wedges between employees and inevitably damage productivity. Creating a positive work environment is very important if you want your brand or business to stay afloat. An office with a healthy

A serious illness or injury is a life-changing event. Let alone the immediate health worries and costs of treatment, if you’re left unable to work as you did before, the drop in income can be devastating. While your direct medical costs may be covered by your health insurance, most policies won’t help with regular expenses

It happens to the best of us: we plan to have a productive day at work, and somehow the day gets away from us. Time management is a learned skill, and it is an important one. Effective time management can help to lower stress and allow for better work-life balance. Read on to learn the

In Japan, there is a prescribed exercise period (usually before work) for employees. It won’t be long before the United States follows suit, although the approach may be different. With the passing of the health care reform bill, people will see a lot of changes in American health care. Many companies are already taking a more

An annual financial review is one of the most effective ways to keep your retirement plan and personal finances on track. Taking the time to see where you are, what you did right and what you could be doing better allows you to make the necessary changes going forward. Your annual insurance review should incorporate

The idea behind life insurance is a pretty simple one. Life insurance provides protection for your family members and other dependents in the event of your death. It is payable upon death, and the money can help a surviving spouse and minor children pay the bills and move on with their lives. The amount of life

Having a life insurance policy is a smart and responsible way to ensure that employees’ loved ones are taken care of in the event of death. Unfortunately, sometimes an organization can be taken advantage of by scammers selling fraudulent policies. When trying to compare rates and policies, many business managers and human resource professionals turn to

Employee benefit programs have historically been an important tool for retaining good workers, and they are expected to continue to become even more important in the future. As competition for the best employees becomes increasingly fierce, employers are going to have to look at expanding their benefits programs to go above and beyond the minimum

The basic concept behind life insurance is a simple one: if the insured dies while covered by the policy, the beneficiaries receive a payout for the coverage amount. However, few things in the financial world are straightforward, and nowhere is this more true than with life insurance. As with all areas of insurance, providers are