Mindfulness, in its simplest form, is closely related to motivation and to the kind of thinking that underlies increased productivity—and practicing mindfulness techniques can help you in your work day. This doesn’t mean that you need to chant mantras at your desk or have enforced meditation breaks during the working day. It simply means understanding

If you work as a freelance writer, Uber driver or other member of the gig economy, you need to protect yourself and your financial interests. Without the security of a corporation or the surety of an employer behind you, it is up to you to put those protections in place. One of the best ways

What is Term Life Insurance? Term life insurance is insurance that pays a specified amount upon the death of the insured. By its nature, a term life insurance policy is temporary. Term life policies are written to provide coverage for a specified number of years, usually from 1 year to 20 years. When term life

Hiring the right people is one of the biggest challenges small business owners face. Without the hefty bank accounts and huge HR departments of their rivals, small businesses are often left scrambling for the qualified workers they need. As a small business owner, you know how lengthy, complicated and expensive the hiring process can be.

by Bob Kieserman In the course of any given month, you are probably dealing with a wide range of people who come into your company to perform work, but whom are not your employees. They may be plumbers, electricians, HVAC contractors, contract cleaning services that vacuum the rugs and polish the floors each night, consultants

Many smokers have the mistaken belief that they can’t carry life insurance because no company would approve their application. While smokers can expect to pay more for a life insurance policy, not every company will deny an application outright. From the insurance company’s perspective, smoking is a lifestyle choice and is no different from someone

America is one of the only developed nations in the world that doesn’t necessitate companies to provide paid parental leave. Sadly, a mere 12% of U.S. employees have access to paid maternity leave. Therefore, countless working moms must decide whether to earn a living or care for their young. America does have the Family Medical

Fewer than two thirds of adults have a life insurance policy. Are you among those who think you don’t need one? Think again! There are some very important benefits of life insurance, particularly if you have dependents such as children or you hold any assets with mortgage debts. The main reason people take out a

According to the 2010 United States Census, “…nearly one in five people have a disability in the U.S.” Suffering an unexpected disability can be a painful and traumatic event in the life of a family. The effect of such a disability on the family is often multiplied when it’s the main bread winner who is

By Elizabeth Ann West Dental benefits cover routine care and restoration of a patient’s teeth and gums. Health care plans omit dental benefits like cleanings, restorations such as fillings, and therapies such as root canals or periodontal treatments. There are some instances where a health care plan will cover costs associated with dental care, but