According to the 2010 United States Census, “…nearly one in five people have a disability in the U.S.” Suffering an unexpected disability can be a painful and traumatic event in the life of a family. The effect of such a disability on the family is often multiplied when it’s the main bread winner who is affected. Although very serious, a disability doesn’t mean the end of your life, but it does mean making some changes to your lifestyle. Such changes are often less intimidating when they are well managed.
There are several areas of your life most often affected by disability; these include finances, mobility, relationships and lifestyle.
One of the greatest areas of concern for most people is that of finances. Having the right medical and disability insurance is one of the best ways to mitigate this kind of risk. When determining the amount of cover required you should look at how much risk cover is needed to continue living comfortably and to make the necessary additions to your home, vehicle and other items such as personal computers. You may also need the services of a professional nurse or physical therapist depending on the nature of the injuries incurred. There are many insurance options available and it pays to shop around for one that fits your individual circumstances. You should also ensure that adequate cover is provided for your spouse and dependents.
Looking after a disabled person can be a challenging task and can put severe strain on family and marital relationships. In these circumstances it is often wise to employ the services of a registered counsellor or support group to help those affected to deal with any emotions they may be experiencing. This is of paramount importance if the event that caused the disability was a traumatic incident such as a motor accident or an act of violence. It is also important to involve all the members of the family in decisions that may affect them, such as modifications to the home or vehicle.
Achieving a high degree of mobility will give the disabled person a greater sense of dignity and independence. There are some steps that can be taken to assist the disabled person is this regard. A good prosthesis is one of these steps, and this alone can be a life changing decision. Medical technology has taken great leaps and bounds in this regard. With the aid of some new space age technologies the disabled are not only competing with their able bodied counterparts in the sports arena but beating them as well. Researching the type of disability involved can uncover a wealth of useful information in this regard and new discoveries are being made every day.
Other steps include the right choice of wheel chair, the fitment of a stair lift and the fitment of ramps to elevated areas in the home. You can also fit bars to areas like bathrooms or to assist you with getting in and out of the bath etc. Modifications to the home are very subjective and depend on the needs of the individual. A good insurance policy should cover a portion, if not all of the modifications needed. It is recommended that you employ a contractor that has experience in modifying homes for the disabled. Be sure to work closely with the contractor and ensure that all of the modifications are tailor made to provide you with the maximum amount of ease and comfort.
The most important factor in living with any disability is to maintain a positive mindset. Choose to see challenges instead of problems, and surround yourself with people who have a similar mindset. Try to involve yourself with organizations and events that cater for people with your type of disability.